396. Indian Human Development Report does not give for each sample village

(a) Infrastructure and Amenities Index

(b) Education Related Index

(c) Health Related Index

(d) Unemployment Related Index

 Ans : D


398. Gilt-edged market means

(a) bullion market

(b) market of Government securities

(c) market of guns

(d) market of pure metals

 Ans : B


399. Consider the following statements:

The Indian rupee is fully convertible :

1. In respect of Current Account of Balance of Payment

2 In respect of Capital Account of Balance Payment.

3. Into gold.

 

Which of these statements is/are correct?

(a) 1 alone

(b) 3 alone

(c) 1 and 2

(d) 1, 2 and 3

 Ans : A


400. Resurgent India Bonds were issued in US Dollar, Pound, Sterling and

(a) Japanese Yen

(b) Deutsche Mark.

(c) Euro

(d) French Franc

 Ans : B


404. The growth rate of per capita income at current price is higher than that of per capita income at constant prices, because the latter takes into account the rate of 

(a) growth of population

(b) increase in price level.

(c) growth of money supply

(d) increase in the wage rate

Ans ; B

 

405. The first Indian State to have its Human Development Report prepared and released by Amartya Kumar Sen in Delhi is

(a) West Bengal

(b) Kerala

(c) Madhya Pradesh

(d) Andhra Pradesh

Ans: C


406. A rise in 'SENSEX' means

 (a) a rise in prices of shares of all companies registered with Bombay Stock Exchange

 (b) a rise in prices of shares of all companies registered with National Stock Exchange

 (c) an overall rise in prices of shares of group of companies registered with Bombay Stock Exchange.

 (d) a rise in prices of shares of all companies belonging to a group of companies registered with Bombay Stock Exchange.

Ans: C

 

410. Assertion (A): The rate of growth of India's exports has shown an appreciable increase after 1991.

Reason (R): The Govt. of India has resorted to devaluation.

 (a) Both A and R are true, and R is the correct explanation of A 

(b) Both A and R are true, but R is not a correct explanation of A 

(c) A is true, but R is false 

(d) A is false, but R is true

 Ans: A


411. In an open economy, the national income (Y) of the economy is ( C, L, G, X , M stand for Consumption, (Investment, Govt. Expenditure, total exports and total imports respectively).

(a) Y = C + I + G + X 

(b) Y=C+I+G-X+M 

(c) Y=C+I+G+( X - M 

(d) Y=C+I-G+X-M

Ans: C

 

412. Economic Liberalization in India started with

 (a) substantial changes in industrial licensing policy

 (b) the convertibility of Indian rupee

 (c) doing away with procedural formalities for foreign direct investment

 (d) significant reduction in tax rates

 Ans : A

 

413. Which of the following committees examined and suggested Financial Sector Reforms?

 (a) Abid Hussain Committee 

(b) Bhagwati Committee 

(c) Chelliah Committee 

(d) Narasimham Committee

 Ans : D

  

415. The term National Income represents 

(a) Gross National Product at market prices minus depreciation 

(b) Gross National Product at market prices minus depreciation net factor income from abroad 

(c) Gross National Product at market prices minus depreciation and indirect taxes subsidies 

(d) Gross National Product at market prices minus net factor income from abroad

 Ans: C


416. Assertion (A): There was an increase in industrial production during 1999-2000.

Reason (R): The period witnessed a stable exchange rate and improved business sentiments. 

(a) Both A and R are individually true, and R is the correct explanation of A

(b) Both A and R are individually true, but R is NOT a correct explanation of A

(c) A is true, but R is false

(d) A is false, but R is true

 Ans: A

 

419. The prices at which the Government purchases food grains for maintaining the public distribution system Band for building up buffer-stocks is known as

(a) minimum support prices

(b) procurement prices

(c) issue prices

(d) ceiling prices

Ans ; B

 

422. Consider the following:

1. Market borrowing

 2. Treasury bills

3. Special securities issued to RBI

 

Which of these is/are component(s) of internal debt?

(a) I only

(b) I and II

(c) II only

(d) I, II and III

Ans : D

 

423. Consider the following statements regarding Reserve Bank of India: 

I. It is a banker to the Central Government.

II. It formulates and administers monetary policy.

III. It acts as an agent of the Government in respect of India's membership of IMF.

IV. It handles the borrowing programme of Government of India.

 

Which of these statements are correct?

(a) I and II

(b) II, III and IV

(c) I, II, III and IV

(d) III and IV

Ans : C

 

425. The most appropriate economic growth is its measure of a country's

(a) Gross Domestic Product

(b) Net Domestic Product

(c) Net National Product

(d) Per Capita Real Income

 Ans : D


426. Consider the following factors regarding an industry:

1. Capital investments

2. Business turnover

3. Labour force

4. Power consumption.

 

Which of these determine the nature a size of the industry?

(a) 1,3 and 4

(b) 1, 2 and 4

(c) 2, 3 and 4

(d) 2 and 3

 Ans ; B


427. Consider the following statements regarding power sector in India:

I. The installed capacity of power generation is around 95000 MW.

II. Nuclear plants contribute nearly 15% of total power generation.

III. Hydroelectricity plants contribute nearly 40% of total power generation.

IV. Thermal plants at present account for nearly 80% of total power generation.

Which of these statements is/are correct?

(a) I only

(b) II and III

(c) III and IV

(d) I and IV

 Ans : A


428. National Agriculture Insurance Scheme replacing Comprehensive Crop Insurance Scheme was introduced in the year

(a) 1997

(b) 1998

(c) 1999

(d) 2000

 Ans: C

 

429. Consider the following statements: The Draft Electricity Bill, 2001 seeks to replace

1. Indian Electricity Act, 1910

2. Electricity (Supply) Act, 1948

3. Electricity Regulatory Commission Act, 1998

4. State Electricity Boards

Which of these statements are correct?

(a) 1, 2 and 3

(b) 2, 3 and 4

(c) 1, 2 and 4

(d) 1, 3 and 4

 Ans : A


431. Consider the following statement

1.The World Intellectual Property Organisation (WIPO) is a specialised agency of United Nations System of Organisations 

2. WIPO has its headquarters at Rome

3. The Trade Related Aspects of Intellectual Property Rights (TRIPS) Agreement is binding on all WID

4. Least developed country members of WTO are not required to apply the provisions of TRIPS Agreements for a period of 20 years from the general date of Which of application of the Agreement these statements are correct?

(a) 1.2.3 and 4

(b) 2, 3 and 4

(c) 1.2 and 4

(d) 1 and 3

Ans : D


432. India has the maximum volume of foreign trade with

(a) USA

(b) Japan

(c) Germany

(d) UAE

Ans: A

 

433. With reference to Indian agriculture, which one of the following statements is correct?

(a) About 90 per cent of the area under pulses in India is rainfed

(b) The share of pulses in the gross cropped area at the national level has double in the last two decades

(c) India accounts for about 15 per cent of the total area under rice in the world

(d) Rice occupies about 34 per cent of the gross cropped area of India.

 Ans: A


444. With reference to the public Sector Undertaking in India, consider the following statements: 

1. Minerals and Metals Trading Corporation of India Limited is the largest non-oil importer of the country

2 Project and Equipment Corporation of India Limited is under the Ministry of Industry.

3. One of the objectives of Export Credit Guarantee Corporation of India Limited is to enforce quality control and compulsory pre- shipment inspection of various exportable commodities

Which of these statements is/are correct?

(a) 1 only

(b) 1 and 2

(c) 2 and 3

(d) 3 only

Ans: A

  

446. Consider the following:

1. Currency with the public

2. Demand deposits with banks

3. Time deposits with banks

Which of these are included in Broad Money (M3) in India?

(a) 1 and 2

(b) 1 and 3

(c) 2 and 3

(d) 1, 2 and 3

Ans: C

 

448. Consider the following financial institution of India:

1. Industrial Finance Corporation of India (IFCI)

2. Industrial Credit and Investment Corporation of India (ICICI)

3. Industrial Development Bank of India (IDBI)

4. National Bank for Agriculture and Rural Development (NABARD)

The correct chronological sequence of the establishment of these institutions is

(a) 1, 2, 3, 4

 (b) 2, 3, 4, 1

(c) 3,4,1,2

(d) 4, 1, 2, 3

 Ans: A


450. A country is said to be in debt trap if

(a) it has to abide by the conditionalities imposed by the International Monetary Fund

(b) it has to borrow to make interest payments to an outstanding loans

(c) it has been refused loans or aid by creditors abroad

(d) the World Bank charges a very high rate of interest on outstanding as well as new loan.

 Ans: B


451. Consider the following statements: Full convertibility of the rupee may mean

1. its free float with other international currencies.

2. its direct exchange with any other international currency at any prescribed place inside and outside the country. 

3. it acts just like any other international currency.

Which of these statements are correct?

(a) 1 and 2

(b) 1 and 3

(c) 2 and 3

(d) 1. 2 and 3

 Ans: D


453. Consider the following statements:

1. NTPC is the largest power utility in India.

2. ONGC accounts for half of the LPG production in India.

3. Indian Oil Corporation operates all the oil refineries in India.

4. The Indian Ordinance Factory is the largest departmentally run industrial undertaking in the country.

Which of these statements is/are correct?

(a) 1 only

(b) 2 and 3

(c) 2,3 and 4

 (d) 1 and 4

Ans: D

  

464. Debenture holders of a company are its:

(a) Shareholders

(b) Creditors

(c) Debtors

(d) Directors

 Ans: B

 

465. Consider the following statements:

In India, stamp duties on financial transactions are

1. levied and collected by the State Government.

2. appropriated by the Union Government. Which of these statements is/are correct?

(a) Only 1

(b) Only 2

(c) both 1 and 2

(d) Neither 1 nor 2

 Ans: D

  

470. Assertion (A): The new EXIM policy is liberal, market oriented and favours global trade

Reason (R): GATT has played a significant role in the liberalization of the economy.

 Codes:

(a) Both A and R are individually true and R is the correct explanation of A

(b) Both A and R are individually true but R is not the correct explanation of A

(c) A is true but R is false

(d) A is false but R is true

Ans: B

 

474. Consider the following statements:

1. The National Housing Bank, the apex institution of housing finance in India, was set up as a wholly owned subsidiary of the Reserve Bank of India. 

2. The Small Industries Development Bank of India was established as a wholly-owned subsidiary of the Industrial Development Bank of India.

Which of the statements given above is/are correct?

(a) 1 only

(b) 2 only

(c) Both 1 and 2

(d) neither 1 nor 2

 Ans : C


476. Consider the following statements:

1. The loans disbursed to farmers under Kisan Credit Card Scheme are covered under Rashtriya Krishi Beema Yojna of Life Insurance Corporation of India. 

2. The Kisan Credit Card holders are provided personal accident insurance of Rs 50,000 for accidental death and Rs 25,000 for permanent disability

Which of the statements given above is/are correct?

(a) 1 only

(b) 2 only

(c) Both 1 and 2

(d) Neither 1 nor 2

 Ans: B

 

477. Consider the following statements:

1. Regarding the procurement of food grains, Government of India follows a procurement target rather than an open-ended procurement policy.

2. Government of India announces minimum support prices only for cereals.

3. For distribution under Targeted Public Distribution System (TPDS), wheat and rice are issued by the Government of India at uniform Central issue prices to the States/Union Territories. 

Which of the statements given above is/are correct?

(a) 1 and 2

(b) 2 only

(c) 1 and 3

(d) 3 only

 Ans: C


478. Consider the following statements:

1. National Thermal Power Corporation has diversified into hydropower sector.

2. Power Grid Corporation of India has diversified into telecom sector.

Which of the statements given above is/are correct? 

(a) 1 only

(b) 2 only

(c) Both 1 and 2

(d) Neither 1 nor 2

 Ans: A

 

479. Consider the following statements:

India continues to be dependent on imports to meet the requirement of oilseeds in the country because.

1. farmers prefer to grow food grains with highly remunerative support prices.

2 most of the cultivation of oilseed crops continues to be dependent on rainfall

3. oils from the seeds of tree origin and rice bran have remained unexploited.

4. it is far cheaper to import oilseeds than to cultivate the oilseed crops.

Which of the statements given above are correct?

(a) 1 and 2

(b) 1, 2 and 3.

(c) 3 and 4

(d) 1, 2, 3 and 4

Ans: B


480. Consider the following statements: 

1. Reserve Bank of India was nationalized on 26 January, 1950.

2. The borrowing programme of the Government of India is handled by the Department of Expenditure, Ministry of Finance

Which of the statements given above is/are correct?

(a) 1 only

(b) 2 only

(c) Both 1 and 2

(d) Neither 1 nor 2

 Ans: D

 

481. Consider the following statements:

1. Damodar Valley Corporation is the first multipurpose river valley project of independent India 

2. Damodar Valley Corporation includes thermal and gas power stations.

Which of the statements given above is/are correct? 

(a) 1 only

(b) 2 only

(c) Both 1 and 2.

(d) Neither 1 nor 2

 Ans: C


485. Which one of the following companies has started a rural marketing network called e-chaupal?

(a) ITC

(b) Dabur

(c) Proctor and Gamble 

(d) Hindustan Lever

Ans: A 


487. Consider the following statements:

 1. Sensex is based on 50 of the most important stocks available on the Bombay Stock Exchange (BSE)

2. For calculating the Sensex, all the Sensex stocks are assigned proportional weightage

3. New York Stock Exchange is the oldest stock exchange in the world.

Which of the statements given above is/are correct?

(a) 2 only

 (b) 1 and 3

(c) 2 and 3

 (d) None

 Ans: D

 

490. Consider the following statements in respect of welfare schemes launched by the Ministry of Rural Development, Government of India:

1. Drinking water for rural areas is one of the components of the Bharat Nirman Plan.

2. In the National Rural Employment Guarantee Act, 2005 there is a provision that the statutory minimum wage applicable to agriculture workers in the State has to be paid to the workers under the Act.

Which of the statements given above is/are correct?

(a) 1 only

 (b) 2 only

(c) Both 1 and 2

(d) Neither 1 nor 2

 Ans: C 


491. Which one of the following statements is correct? Fiscal Responsibility and Budget Management Act (FRBM) concerns

(a) fiscal deficit only

(b) revenue deficit only

(c) both fiscal and revenue deficit

(d) Neither fiscal deficit nor revenue deficit.

 Ans: C 


 496. Which one of the following is the correct statement? Service tax is a/an 

(a) direct tax levied by the Central Government.

(b) indirect tax levied by the Central Government

 (c) direct tax levied by the State Government

(d) indirect tax levied by the State Government

 Ans: B


 497. With reference to the Government of India's various programmes, what is Nirmal Gram Puraskar?

(a) It is an incentive scheme of scholarships for the single girl child in families in villages.

 (b) It is an incentive scheme of scholarships for female sportspersons from villages who represent their states in any game.

 (c) It is an incentive scheme for schools in the villages for computer education.

(d) It is an incentive scheme for Panchayati Raj institutions.

  Ans: D


498. Assertion (a): Balance of Payments representant a better picture of a country's economic transactions with the rest of the world than the Balance of Trade.

Reason (R): Balance of Payments takes into account the exchange of both visible and unvisible items whereas Balance of Trade does not.

 (a) Both A and R are individually true and R is the correct explanation of A.

(b) Both A and R are individually true but R is not the correct explanation of A.

(c) A is True but R is false

(d) A is false but R is true

 Ans: A


499. Consider the following taxes: 

1. Corporation fax

2. Customs duty

3 Wealth tax

4. Excise duty

Which of these is/are indirect taxes?

(a) l only

(b) 2 and 4

(c) 1 and 3

 (d) 2 and 3

 Ans :B 

 

502. Match List I with List II and select the correct answer using the codes given below the Lists:

List-I (Publisher)                                                                          List-II (Publication)

A. Ministry of Industry                                                      1. Report on Currency and Finance

B. Central Statistical Organisation                                      2. Economic Survey

C. Reserve Bank of India                                                    3. Wholesale Price Index

D. Ministry of Finance                                                        4. National Accounts Statistics

Codes:

              A             B               C              D

(a)          4             3               2                1

(b)          3             4               1                2

 (c)         4             3               1                2

(d)          3             4                2              1

Ans: B

 

505. Consider the following organizations: 

1. International Bank for Reconstruction and Development

2. International Finance Corporation

3. International Fund for Agricultural Development

4. International Monetary Fund

Which of these are agencies of the United Nations?

(a) 1 and 2

(b) 2 and 3

(c) 3 and 4

(d) 1, 2, 3 and 4

 Ans B

 

506. Consider the following statement:

1. The nation-wide scheme of the National Child Labour Projects (NCLP) is run by Union Ministry of Social Justice and Empowerment. 

2. Gurupadswamy Committee dealt with the issue of child labour.

Which of the statements given above is/are correct?

(a) 1 only

(b) 2 only

(c) Both 1 and 2

(d) Neither 1 nor 2

 Ans :B


507. Tarapore Committee was associated with which one of the following?

(a) Special Economic Zones

(b) Fuller capital account convertibility

(c) Foreign exchange reserves

(d) Effect of oil-prices on the Indian economy

 Ans: B


509. Participatory Notes (PNs) are associated with which one of the following?

(a) Consolidated Fund of India

(b) Foreign Institutional Investors 

(c) United Nations Development Programme

(d) Kyoto Protocol

 Ans: B


510. Which one of the following is the correct sequence in the decreasing order of contribution of different sectors to the Gross Domestic Product of India?

(a) Service- Industry- Agriculture

(b) Service-Agriculture-Industry

(c) Industry- Services-Agriculture

(d) Industry-Agriculture-Services

 Ans: A


511. With reference to the steel industry in India in the recent times, consider the following statements:

1. Vizag Steel Plant (RINL) has been declared Navratna

2. Merger of IISCO with SAIL has been completed. 

Which of the statements given above is/are correct?

(a) 1 only 

(b) 2 only

(c) Both 1 and 2

(d) Neither 1 nor 2

 Ans: C


512. Basel II relates to which one of the following?

 (a) International standards for safety in civil aviation

(b) measures against cyber crimes

(c) Measures against drug abuse by sports persons

(d) International standards for measuring the adequacy of a bank's capital

 Ans: D


513. The National Housing Bank was set up in India as a wholly-owned subsidiary of which one of the following?

(a) State Bank of India

(b) Reserve Bank of India

 (c) ICICI Bank

 (d) Life Insurance Corporation of India

 Ans: B


515. Which one of the following pairs of countries joined the European Union in January, 2007?

(a) Bulgaria and Romania

 (b) Bulgaria and Belgium

(c) Romania and Slovenia

(d) Hungary and Croatia

 Ans :A


516. Consider the following statements:

1. The repo rate is the rate at which other banks borrow from the Reserve Bank of India.

2. A value of 1 for Gini Coefficient in a country implies that there is perfectly equal income for everyone in its population. 

Which of the statements given above is/are correct?

(a) 1 only

 (b) 2 only

(c) Both 1 and 2 

(d) Neither 1 nor 2

 Ans A

 

517. MCA-21 is a major initiative taken up by the Government of India in which one of the following

(a) Foreign direct investment in India

(b) Attaching international tourists

(c) e-governance

(d) Modernization of airports

 Ans: C

 

518. What does S & P 500 relate to?

(a) Supercomputer

(b) A new technique in e-business

(c) A new technique in bridge building

(d) An index of stocks of large companies

 Ans: D


519. Which of the following are the public sector undertakings of the Government of India?

 1. Balmer Lawrie and Company Ltd.

 2. Dredging Corporation of India

 3. Educational Consultants of India Ltd.

 Select the correct answer using the code given below

(a) 1 and 2 Only

 (b) 2 and 3 Only

 (c) 1 and 3 Only

 (d) 1, 2 and 3

 Ans: D


520. How is the United Nations Monetary and financial Conference wherein the agreements were signed to set up IBRD, GATT and IMF, commonly known?

 (a) Bandung Conference

 (b) Bretton Woods Conference

 (c) Versailles Conference

 (d) Yalta Conference

 Ans :B


524. Which one of the following Union Ministries is implementing the Biodiesel Mission as Nodal Ministry)? 

(a) Ministry of Agriculture

(b) Ministry of Science and Technology

(c) Ministry of New and Renewable Energy

(d) Ministry of Rural Development

 Ans: D


525. Consider the following statements with reference to Indira Gandhi National Old Age Pension Scheate (IGNOAPS):

1 All persons of 60 years or above belonging to the household below poverty line in rural areas are eligible.

2 The Central Assistance under this Scheme is at the rate of Rs. 300 per month per beneficiary Under the Scheme, States have been urged to give matching amounts.

Which of the statements given above is/are correct?

(a) 1 Only

 (b) 2 Only

(c) Both 1 and 2

(d) Neither 1 nor 2

 Ans: D



526. What is the name of the scheme which provides training and skills to women in traditional and non- traditional trades?

(a) Kishori Shakti Yojna

(b) Rashtriya Mahila Kosh

(c) Swayamsiddha

(d) Swawlamban

Ans: D

 

527. Consider the following statements:

1. Infant mortality rate takes into account the death D of infants within a month after birth.

2. Infant mortality rate is the number of infant deaths in a particular year per 100 live births during that year.

Which of the above statements is/ are correct?

(a) 1 only

(b) 2 only

 (c) Both 1 and 2

 (d) Neither 1 nor 2

 Ans: D


528. With which one of the following has the B.K. Chaturvedi Committee dealt?

(a) Review of Centre-state relation

(b) Review of Delimitation Act

 (c) Tax reforms and measures to increase revenues

 (d) Price reform in the oil sector

 Ans: D


529. With reference to the schemes launched by the Union Government, consider the following statements:

1. Ministry of Health and Family Welfare launched the Rashtriya Swasthya Bima Yojana.

2 Ministry of Textiles launched the Rajiv Gandhi Shilpi Swasthya Bima Yojana.

Which of the statements given above is/are correct?

(a) 1 only

(b) 2 only

(c) Both 1 and 2

(d) Neither I nor 2

Ans: B

 

530. During which Five Year Plan was the Emergency clamped, new elections took place and the Janata Party was elected?

(a) Third

(b) Fourth

(c) Fifth

(d) Sixth

 Ans: C


531. Which one of the following brings out the publication called "Energy Statistics" from time to time?

(a) Central Power Research Institute

(b) Planning Commission

(c) Power Finance Corporation Ltd.

 (d) Central Statistical Organization

  Ans: D


532. Consider the following statements:

1. MMTC Limited is India's largest international trading organization.

 2. Neelachal Ispat Nigam Limited has been set up by MMTC jointly with the Government of Orissa. Which of the statements given above is/ are correct?

 (a) 1 only

 (b) 2 only

 (c) Both 1 and 2

 (d) Neither 1 nor 2

 Ans: C


533. Consider the following statements:

1. The Commission for Agricultural Costs and Prices recommends the Minimum Support Prices for 32 crops.

2. The Union Ministry of Consumer Affairs Food and Public Distribution have launched the National Food Security Mission

Which of the statements given above is/ are correct?

(a) 1 only

 (b) 2 only

(c) Both 1 and 2

 (d) Neither 1 nor 2

 Ans :D

 

534. In the context of independent India's Economy, which one of the following was the earliest event to take C place?

 (a) Nationalisation of Insurance companies

 (b) Nationalisation of State Bank of India

 (c) Enactment of Banking Regulation Act

 (d) Introduction of First Five-Year Plan

 Ans :C


535. Which one of the following pairs is not correctly matched?

(a) Japan: Nikkei

(b) Singapore: Shcomp

(c) UK: FISE

(d) USA: Nasdaq

Ans :B

 

536. Consider the following:

 1. Fringe Benefit Tax

2. Interest Tax

3. Securities Transaction Tax 

Which of the above is/are Direct Tax/Taxes?

(a) 1 only

(b) 1 and 3 only

(c) 2 and 3 only

(d) 1.2 and 3

Ans: D

 

538. Which of the following terms indicates a mechanism used by commercial banks for providing credit to the government?

 (a) Cash Credit Ratio

 (b) Debt Service Obligation

 (c) Liquidity Adjustment Facility

 (d) Statutory Liquidity Ratio

 Ans :D

 

540. Which one of the following statements is an appropriate description of deflation?

(a) It is a sudden fall in the value of a currency against other currencies

(b) It is a persistent recession in both the financial and real sectors of economy

(c) It is a persistent fall in the general price level of goods and services

(d) It is a fall in the rate of inflation over a period of time

 Ans :C


541. With reference to the Non-banking Financial Companies (NBFCs) in India, consider the following statements:

1. They cannot engage in the acquisition of securities issued by the government.

2. They cannot accept demand deposits like Savings Account.

 Which of the statements given above is/are correct?

(a) 1 only

(b) 2 only

(c) Both 1 and 2

(d) Neither 1 nor 2

 Ans :B

 

543. In the parlance of financial investments, the term 'bear denotes 

(a) An investor who feels that the price of a particular security is going to fall

(b) An investor who expects the price of particular shares to rise

(c) A shareholder or a bondholder who has an interest in a company, Financial or otherwise

(d) Any lender whether by making a loan or buying a bond

 Ans :C


545. Which of the following is/are treated as artificial currency?

(a) ADR

(b) GDR

(c) SDR

(d) Both ADR and SDR

 Ans: C


546. In India, the interest rate on savings accounts in all the nationalized commercial banks is fixed by

(a) Union Ministry of Finance

(b) Union Finance Commission

(c) Indian Banks' Association

(d) None of the above

 Ans:D


547. Sustainable development is described as the development that meets the needs of the present

without compromising the ability of future generations to meet their own needs. In this perspective, inherently the concept of sustainable development is intertwined with which of the following concepts?

(a) Social justice and empowerment

(b) Inclusive Growth

(c) Globalization

(d) Carrying capacity

 Ans :C


548. In the context of governance, consider the following:

 1. Encouraging Foreign Direct Investment inflows

 2 Privatization of higher educational Institutions

 3. Down-sizing of bureaucracy

 4. Selling/offloading the shares of Public Sector Undertakings

 Which of the above can be used as measures to control the fiscal deficit in India?

 (a) 1,2 and 3

 (b) 2, 3 and 4

 (c) 1, 2 and 4

 (d) 3 and 4 only

 Ans :B


551. When the Reserve Bank of India announces an increase of the Cash Reserve Ratio, what does it mean?

(a) The commercial banks will have less money to lend 

(b) The Reserve Bank of India will have less money to lend

(c) The Union Government will have less money to lend

(d) The commercial banks will have more money to lend

 Ans :A


552. With reference to India, consider the following statements: 

1. The Wholesale Price Index (WPI) in India is available on a monthly basis only.

2. As compared to Consumer Price Index for Industrial Workers (CPI(IW)), the WPI gives less weight to food articles.

Which of the statements given above is/are correct?

(a) 1 only

 (b) 2 only

(c) Both 1 and 2

(d) Neither 1 nor 2

 Ans :B

  

555. Which one of the following is not a feature of Limited Liability Partnership firm?

(a) Partners should be less than 20

(b) Partnership and management need not be separate

 (c) Internal governance may be decided by mutual agreement among partners

 (d) It is corporate body with perpetual succession

 Ans: A


556. With reference to the institution of Banking Ombudsman in India, which one of the statements is not correct?

(a) The Banking Ombudsman is appointed by the Reserve Bank of India

(b) The Banking Ombudsman can consider complaints from Non- Resident Indians having accounts in India

(c) The orders passed by the Banking Ombudsman are final and binding on the parties concerned 

(d) The service provided by the Banking Ombudsman is free of any fee

 Ans :C


 

557. With reference to India, consider the following:

1. Nationalization of Banks

2. Formation of Regional Rural Banks

3. Adoption of villages by Bank Branches

Which of the above can be considered as steps taken to achieve the "financial inclusion" in India?

(a) 1 and 2 only

(b) 2 and 3 only

(c) 3 only

(d) 1, 2 and 3

 Ans :D


558. The functions of commercial banks in India include

1. Purchase and sale of shares and securities on behalf of customers

2. Acting as executors and trustees of wills.

 Which of the statements given above is/are correct?

 (a) 1 only

 (b) 2 only

 (c) Both 1 and 2

 (d) Neither 1 nor 2

 Ans :C


560. In India, taxes on transactions in Stock Exchanges and Futures Markets are

1. levied by the Union

2. collected by the States

Which of the statements given above is/are correct?

(a) 1 only 

(b) 2 only

(c) Both 1 and 2

(d) Neither 1 nor 2

 Ans :A


562. Regarding the International Monetary Fund, which one of the following statements is correct?

 (a) It can grant to any country.

 (b) It can grant loans to only developed countries.

(c) It grants loans to only member countries.

 (d) It can grant loans to the central bank of a country.

 Ans :C


565. Which one of the following statements appropriately describes the "fiscal stimulus"?

(a) It is a massive investment by the government in manufacturing sector to ensure the supply of goods to meet the demand surge caused by rapid economic growth.

(b) It is an intense affirmative action of the government to boost economic activity in the country.

 (c) It is government's intensive action on financial institutions to ensure disbursement of loans to agriculture and allied sectors to promote greater food production and contain food inflation.

 (d) It is an extreme affirmative action by the government to pursue its policy of financial inclusion

 Ans : B

 

566. Consider the following actions which the Government can take

1. Devaluing the domestic currency

2. Reduction in the export subsidy

 3. Adopting suitable policies which attract greater FDI and more funds from Fils

 Which of the above action/actions can help in reducing the current account deficit?

 (a) 1 and 2

 (b) 2 and 3

 (c) 3 only

 (d) 1 and 3

 Ans :A


567. A rapid increase in the rate of inflation is sometimes attributed to the "base effect". What is "base effect"? 

(a) It is the impact of drastic deficiency in supply due to failure of crops.

(b) It is the impact of the surge in demand due to rapid economic growth

(c) It is the impact of the price levels of previous year on the calculation of inflation rate

(d) None of the statements (a), (b) and (c) given above is correct in this context

Ans :C

 

568. India is regarded as a country with "Demographic Dividend". This is due to

(a) Its high population in the age group below 15 years

(b) Its high population in the age group of 15-64 years.

 (c) Its high population in the age group above 65 years.

(d) Its high total population.

Ans: B

 

569. Why is the offering of "teaser loans" by commercial banks a cause of economic concern?

1. The teaser loans are considered to be an aspect of sub-prime lending and banks may be exposed to the risk of defaulters in future.

 2. In India, the teaser loans are mostly given to inexperienced entrepreneurs to set up manufacturing or export units.

 Which of the statements given above is/are correct?

(a) 1 only

(b) 2 only

(c) Both 1 and 2

(d) Neither 1 nor 2

Ans: A

 

570. Which amongst the following provided a common factor for tribal insurrection in India in the 19th century?

(a) Introduction of a new system of land revenue and taxation of tribal products.

(b) Influence of foreign religious missionaries in tribal areas.

(c) Rise of a large number of money lenders, traders and revenue farmers as middlemen in tribal areas.

(d) The complete disruption of the old agrarian order of the tribal com-munities.

Ans :D

 

571. In the context of Indian economy, consider the following statements?

 1. The growth rate of GDP has steadily increased in the last five years.

 2 The growth rate in per capita income has steadily increased in the last five years

 Which of the statements given above is/are correct?

(a) 1 only

(b) 2 only

(c) Both 1 and 2

(d) Neither 1 nor 2

Ans :B

 


Why is the government of India disinvesting its equity in the central public sector enterprises (CPSEs)?

1. The government intends to use the revenue earned from the disinvest-ment mainly to pay back the external debt

2 The government no longer intends to retain the management control of the CPSES

Which the correct statement given above is/are correct?

(a) 1 only.

(b) 2 only.

(c) Both 1 and 2.

(d) Neither 1 nor 2

 Ans :D

 

575. Economic growth is usually coupled with

(a) Deflation

 (b) Inflation

(c) Stagflation

(d) Hyperinflation

Ans :B

 

576. The lowering of bank rate by the reserve bank of India leads to

(a) More liquidity in the market

(b) Less liquidity in the market.

(c) No change in the liquidity in the market

(d) Mobilization of more deposits by commercial banks

Ans: A

 

577. Which one of the following is not a feature of "Value Added Tax"?

(a) It is multi-point destination-based system of taxation.

(b) It is a tax levied on value addition at each stage of transaction in the production- distribution chain.

(c) It is a tax on the final consumption of goods or services and must ultimately be borne by the consumer

(d) It is basically a subject of the central government and the state governments are only a facilitator for its successful implementation

Ans: D


578. A "closed economy" is an economy in which

(a) The money supply is fully controlled

(b) Deficit financing takes place.

(c) Only exports take place.

(d) Neither exports nor imports take place

 Ans: D


579. Karl Marx explained the process of class struggle with the help of which one of the following theories?

(a) Empirical liberalism

(b) Existentialism

(c) Darwin's theory of evolution.

(d) Dialectical materialism

Ans: D

 

580. Microfinance is the provision of financial services to people of low-income groups. This includes both the consumers and the self-employed. The service/ services rendered under micro- finance is/are: 

1. Credit facilities

2. Savings faculties.

3. Insurance facilities.

4. Fund transfer faculties

Select the correct answer using the codes given the lists:

(a) 1 only

(b) 1 and 4 only

(c) 2 and 3 only

(d) 1.2,3 and 4

 Ans: A


581. Both foreign direct investment (FDI) and foreign institutional Investor (FII) are related to investment in a country. Which one of the following statements best represents an important difference between the two?

(a) FII helps bring better management skills and technology. While FDI only brings in capital.

(b) FII helps in increasing capital availability in general, while FDI only targets specific.

(c) FDI flows only into the secondary market, in general, while FDI only targets specific sectors.

(d) FII is considered to be more stable than FDI.

Ans :B


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